Mark Aspillera

1. Community
2. Money and Debt Management
3. Budget 101 - How to or Tools

I've been using this guide Penny Hoarder put up last month. It's really accessible and designed for total beginners. https://www.thepennyhoarder.com/budgeting/budgeting-for-beginners/?aff_sub2=budg...

• View comment
• Mark Aspillera
• April 21, 2020 04:41
• 1 vote

1. Community
2. Managing Credit
3. Should I get an emergency credit card? What are some pros and cons?

One thing to consider is how confident you are in your ability pay the card down in the short term. If you think you might need extra time I'd try to go for a low interest card if at all possible. ...

• View comment
• Mark Aspillera
• April 21, 2020 04:38
• 1 vote

1. Community
2. COVID-19 Resources & Assistance
3. Lending for small businesses

Unfortunately it looks like the PPP fund was recently maxed out. According to US News the government is currently in debates to fund a second round: https://www.usnews.com/news/economy/articles/202...

• View comment
• Mark Aspillera
• April 21, 2020 04:29
• 1 vote

1. Community
2. Managing Credit
3. How can I protect my credit during this uncertain time? If you have any tips or tricks, please let me know!

Credit Sesame published an article on this exact subject. I linked it below but here's our summary of the steps you can take: If you are seeking payment deferments, make sure you get agreements in...

• View comment
• Mark Aspillera
• April 22, 2020 17:20
• 0 votes