How can I protect my credit during this uncertain time? If you have any tips or tricks, please let me know!
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Keeping your credit protected during uncertain times is extremely important in case you need to use the credit you've worked so hard to earn. Do so by signing up for free credit monitoring services such asĀ https://www.creditsesame.com/.
Often times other free credit services such as ID theft protection or more intensive premium features are applicable to your situation, but always keep in mind theĀ fundamentals.Ā Ā
1)Ā Check your creditĀ asĀ oftenĀ as possible, it never hurts your score
2)Ā Stay on top of your credit monitoring alerts, as well as SSN monitoring, to notice fraud or errors early.
3) Most importantly,Ā make your payments on time.Ā -
Credit Sesame published an article on this exact subject. I linked it below but here's our summary of the steps you can take:
- If you are seeking payment deferments, make sure you get agreements in writing from your lenders.Ā
- Protecting your credit score and credit report is your responsibility. Monitor your credit report on a regular basis to make sure there are no errors.
- Monitor all three reports from Experian, Equifax, and TransUnion.
- If you are concerned about your finances, contact your creditors and set up some type of payment schedule.
https://www.creditsesame.com/blog/updates/protecting-credit-score-during-uncertainty/
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