Evgeniy Kuznetsov
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Activity overview
Latest activity by Evgeniy Kuznetsov-
Evgeniy Kuznetsov commented,
Unfortunately a bank charge off will stay on report for up to 7 years depending on what state you reside. A charge off is one of those derogatory accounts that every lender is going to see and unle...
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Evgeniy Kuznetsov commented,
The approval odds for credit cards can definitely decrease your score when you get an inquiry by the institution on your report and still get denied for it. The more you inquiry and get denied can ...
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Evgeniy Kuznetsov created a post,
Credit Rebuilding 101: Starting New
(Disclaimer any actions taken/accounts opened, may not guarantee certain results or same expectations. Please consider in speaking with a professional for best end results). This is only a personal...
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Evgeniy Kuznetsov created a post,
Adding a friend/family member to already existant established credit.
For long time I have asked my parents to add me on to their credit by opening a alternative second card holder to their account to gain their credit history on to mine. Does that work? How will it ...
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Evgeniy Kuznetsov commented,
Charge offs can leave a very nasty bite on your credit report and in some cases can prevent you from opening any time of account with that institution again. A charge off is basically a loss report...
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Evgeniy Kuznetsov commented,
Searching and Applying for new credit cards can be especially tough, when you are just trying to build a positive history and relationship with the institution. Now getting approved for can be ev...
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Evgeniy Kuznetsov commented,
Closing older accounts is definitely not recommended, unless you already have a positively established history with another institutions for period of years. In most cases it does not affect your ...
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Evgeniy Kuznetsov commented,
Capital One offers a variety of credit cards, debit and savings account. Although getting approved for one can be somewhat challenging specially if you are still in process of rebuilding your credi...
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Evgeniy Kuznetsov commented,
I would definitely call your lenders and ask them nicely if they could either 1. Lower a portion or half your statement balance, or 2. Reduce your monthly minimum payments, or 3. Ask them for a gra...