How do I dispute an error on my credit report?

How do I remove inaccurate information on my credit report?

The credit data in your Credit Sesame account is provided by TransUnion. If you believe that you may have an error in your TransUnion credit report data, we recommend that you dispute any inaccurate information directly with TransUnion via their website or by calling toll free 800-916-8800.  

Need help disputing inaccuracies? Consider upgrading to a Pro Credit membership.

Inaccuracies can appear on your reports with one, two or all three credit bureaus. If you would like to review all three of your credit reports and get assistance with disputing inaccurate accounts, we recommend that you enroll in our premium Pro Credit membership service.  You'll get access to a 3 bureau credit report once a month, 3 bureau credit monitoring and access to credit specialists that can help you evaluate and dispute inaccurate information all for only $15.95/mo.  

 
Here's how to dispute credit report errors with all three credit bureaus: 

EQUIFAX

Online: Equifax Dispute Center

By mail: Download the CFPB dispute form letter

Mail the dispute form with your letter to:

By phone: Phone number provided on credit report or (866) 349-5191

EXPERIAN

Online: Experian Dispute Center

By mail: Download the Experian dispute form

By phone: Phone number provided on credit report or (888) 397-3742

TRANSUNION

Online: TransUnion Dispute Center

By mail: Download the TransUnion dispute form

Mail the dispute form with your letter to:

By phone: (800) 916-8800