Why is credit monitoring important?

Credit monitoring is an important form of protection against identity theft as well as an important tool to help you maintain good credit.  Credit monitoring alerts will inform you of various important changes to your credit report such as:

• new credit inquiries
• new accounts opened
• balance exceeds credit limit
• accounts closed
• new derogatory and delinquent accounts or events

Credit monitoring alerts are sent directly to your email to inform you of an important change. When you receive a monitoring alert it is important to log into your Credit Sesame account to see the full details. Paying attention to monitoring alerts can give you a heads up to potential identity theft incident or give you the information you need to take immediate action to protect your credit.