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  • Hi Ernest Simpson. Thank you for asking. We got with various Credit Sesame development teams in order to give you the most thorough response possible while respecting your privacy.

    The offers our members are provided are tailored to their current credit profile and are based off of other members who are both in similar credit situations and meet the requirements of the suggested product. Credit Sesame provides options as to how you may optimize your credit situation; however, it is at the discretion of the partner company to determine eligibility on a case-by-case basis.

    We hope that you find this answer helpful. Please feel free to reach out with more questions. We appreciate you being a Credit Sesame member along with the opportunity to help you thrive!

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    Ernest Simpson

    Thanks for your quick response. But if would be helpful to get pre- approval from cards that fit my criteria. I have credit cards with over $5000.00 credit limit with no miss payments and was open for a least three years, and Credit Karmer pre approve me for cards with $400.00 credit limit and $100.00 a year fees. Not beneficial.

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  • Hi again, Ernest Simpson. We're happy to try to help you. We'd also like to make sure something is transparent: Credit Sesame does not do pre-approvals or approvals; instead, we offer what we feel are your approval chances based on your personal credit score factors as compared to those of other members that have been approved or rejected for specific credit cards. What we can suggest is that you look to the factors on your credit report card that could be keeping you from your goals, as those grades greatly affect the credit cards we present to you. We hope this helps. We'd love for you to get high limits with no fees!Ā 

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