Why was I declined for a recent purchase when I had enough funds in my Sesame Cash account?
When you use your Sesame Cash debit card at a restaurant*, you may be charged a pre-authorization fee of up to 20% of the purchase price. This is to ensure your purchase is covered for any incidental expenses, such as tips. If your current card balance can’t cover the transaction plus the pre-authorization fee, the transaction will be declined.
*Please note that pre-authorization will apply to any merchant that identifies as a restaurant (e.g., UberEats, Postmates) and they may have their own pre-authorization charges.
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