Why experts say 760 is the credit score to aim for

“The best published interest rates for auto loans are 720+ and for mortgages 760+,” financial expert John Ulzheimer, formerly of FICO and Equifax, tells CNBC Select. “As such, I always tell people, shoot for 760 or better. That way, they’re safe for all loan types and cards.”

For Jim Droske, president of the credit counseling company Illinois Credit Services (and someone who actually has a perfect credit score), the threshold is 760 as well. But he says aiming for 780 is even better to be “the safest” in any type of lending situation. Anything higher, though, won’t be more beneficial, nor would it get you a better offer with more favorable terms.

You can read more here: https://www.cnbc.com/select/what-credit-score-should-you-have/