Comments

60 comments

  • Avatar
    Trish Wheeler

    I'm using what stimulus I did receive as sparingly as I can but having two children one and nine and only getting the money for one of the kids has been difficult since I am out of work due to the virus but unable to collect unemployment because I was a babysitter which means I was self-employed when the woman I worked for got laid off because of covid-19 I did as well. I'm spending as little as possible and trying to make everything count but I am fearful of the near future

    2
    Comment actions Permalink
  • Avatar
    Oi Wa Joyce Cheng

    Always to be financially wise, especially during this pandemic. Seek for professional advice like @creditseasme. I always join their chat on Thursday and got some really good insights from them. Life is not easy and something it is not going well with what we plan. We are fortunate to be taught and saved up some emergency fund.  

    1
    Comment actions Permalink
  • Avatar
    Helen Wong

    I am a college student and works for full time before COVID19 hit. It does bother me when I lost my income. But I have learned to budget and keep my current credit score by prioritizing my bills. Of course, you need to be patient and positive as well. Just need to distinguish between a want and a need. 

    1
    Comment actions Permalink
  • Avatar
    Ty

    I'm worried that no matter how will we budget the money will run out before the work comes back

    0
    Comment actions Permalink
  • 5/1 Winners:

    Adam Scott
    Trish Wheeler
    desarey haggard
    Susan Thevenard
    Oi Wa Joyce Cheng

    Congratulations!!

    Please check your email for more info.!

    1
    Comment actions Permalink
  • Avatar
    Adam Scott

    So excited! I love the CreditSesame community. Thank you for always thoughtfully answering our questions

    1
    Comment actions Permalink
  • Avatar
    Shawndolyn Rand

    I know I like the discussions

    1
    Comment actions Permalink
  • Avatar
    Susan Thevenard

    Thank you so much!! Yall are amazing!!!

    0
    Comment actions Permalink
  • Avatar
    Trish Wheeler

    I've actually learned something about what's going on in the world on here . I like it

    1
    Comment actions Permalink
  • Avatar
    Oi Wa Joyce Cheng

    I enjoyed the discussion with everyone. Thanks for the chance! Stay safe!

    0
    Comment actions Permalink
  • Avatar
    desarey haggard

    Thank you so much!

    0
    Comment actions Permalink
  • Trish Wheeler

    Trish, it’s nice to hear that you are managing your Stimulus payment as best you can. We do recommend you looking into the Pandemic Unemployment Assistance (PUA) program that the CARES Act has established for individuals who normally wouldn’t qualify for regular unemployment. While we are not certain that you qualify, it doesn't hurt to check eligibility since PUA is administered by the states, but is federally funded and subject to federal guidelines. We hope this helps.

    0
    Comment actions Permalink
  • Leslie Nations

    That is a great question Leslie. As many on this chain have mentioned, reducing your spend to just essential items at this time is a great starting point and this article that we have written has some insight into ways you can prioritize your expenses. Another useful tool to help you with your financial planning is this budget calculator. This tool can help you understand how much you would need per week/month in income to cover all essential expenses. These are definitely unsettling times but with the right focus, tools, and execution, you can plan your finances accordingly to reduce any tension you may have. Was this helpful?

    0
    Comment actions Permalink
  • Jennifer Scott

    The great thing about having travel money is that it can still be considered travel money for future trips. That is, if it’s not required to be used as emergency funds during these trying times. If not required for emergency funds why not make your vacation money work for you in the meantime? Since you have already accounted for those funds as spent, why not consider putting those funds into a Certificate of Deposit (“CD”) account that makes you money while you wait for the next opportunity to go on a vacation? Here is some information on CDs and what they are. Let us know your thoughts.

    0
    Comment actions Permalink
  • Avatar
    Shawndolyn Rand

    Hey Desaray Haggard, I kedp getting notoces from them, buy now I will accept my offer to increase and better my score, thanks for the tip

    0
    Comment actions Permalink
  • Avatar
    Catherine Brewster

    Thank you for all the advice you have given me.

    0
    Comment actions Permalink
  • Avatar
    Laken Pearson

    Love Amazon!

    0
    Comment actions Permalink
  • Avatar
    Laken Pearson

    Greatest step
    Ore ever

    0
    Comment actions Permalink
  • Avatar
    Laken Pearson

    Winning

    0
    Comment actions Permalink
  • Avatar
    Adam Scott

    Hi Daniel, I was announced as a winner on May 1st. I haven't seen an email come through yet with the Amazon gift card. I have even been checking my spam folder. Have the winning emails been sent around yet? If so, any chance you could re-forward mine? If not, any idea when we can expect them?

    Thanks,

    Adam Scott

    0
    Comment actions Permalink
  • Hey Adam Scott! Thanks for letting us know. Please check your inbox now and let us know if it is there, Take great care!

    0
    Comment actions Permalink
  • Avatar
    Adam Scott

    hi Diane,

    I got my gift card. Thank you!

    -Adam Scott

    0
    Comment actions Permalink
  • No problem Adam Scott! And please take good care.

    0
    Comment actions Permalink
  • Avatar
    Mark Willard

    This is a GOD given time to reflect on family and friends, 

    Be safe everybody , all my Love and Prayers to all of you.

      Just me , Mark in  Phoenix Az.

    0
    Comment actions Permalink
  • Avatar
    desarey haggard

    Oh my gosh, meat is disappearing as fast as the T.P.! I am investing in chickens. For the eggs originally. Bonus for the meat! I will continue to find a way to save and eat 😁.

    1
    Comment actions Permalink
  • Avatar
    Shawndolyn Rand

    I have found it helps to either order online from the grocery stores or I have 3 stores thst I go to get all my groceries especially meay, you get deals that way as well

    1
    Comment actions Permalink
  • Avatar
    Trish Wheeler

    I got my gift card and I truly appreciate it so much and I also really appreciated tiger advice received xoxo

    0
    Comment actions Permalink
  • Avatar
    Shawndolyn Rand

    I tried the prepaid credit card and my credit score went up 108 points, thanks gor the tip

    2
    Comment actions Permalink
  • That's great new Shawndolyn Rand, we are so happy for you! 

    0
    Comment actions Permalink
  • Congratulations Shawndolyn Rand! Fantastic news! Thanks for sharing.

    0
    Comment actions Permalink

Please sign in to leave a comment.